Things to Know About Personal Watercraft Insurance

Personal watercraft insurance is a great option for anyone that operates boats on the water. Getting personal watercraft insurance will protect your watercraft against accidents, vandalism, and liability. You can choose from two different options, whether it’s stand-up personal watercraft or sit-down personal watercraft insurance.

Here are five of the top things to know if you are considering personal watercraft insurance in Ontario.

What Does Personal Watercraft Insurance Cover?

Personal watercraft insurance offers coverage for property damage, bodily injury, and any medical payments. Most policies will include deductibles for these situations. Reaching out to an insurance provider can help you choose the best policy to meet your needs.

Do I Need Personal Watercraft Insurance for Each Watercraft I Own?

Getting personal watercraft insurance for all of your watercraft is essential to ensure you are covered for a wide range of situations. Contacting your insurance provider to add any other watercraft is important to ensure you are covered.

What Does My Insurance Policy Cover?

Understanding all of the details of your insurance policy is important before you spend a day out on the lake. For example, most insurance policies won’t provide coverage if the personal watercraft is upgraded to boost speed and performance.

Which Safety Measures Do I Need to Take?

Following safety tips is important in avoiding accidents while on the water. These accidents can happen for numerous reasons, whether it’s the weather, an unexpected medical condition, inexperience, or a violation of navigation rules. Every collision has a high chance of injury due to the lack of protection. Always wearing a life jacket and helmet is key to staying safe.

What Factors Determine the Cost of Personal Watercraft Insurance?

The cost of your watercraft insurance is based on a variety of items. Some of these factors will include your driving history, experience, and the type of insurance coverage you select. Taking a safety course and bundling your insurance with one company can help you lower the cost.

Reach Out to Northstar Marine Insurance to Learn More

Northstar Marine Insurance offers a variety of insurance options to ensure you are well-protected on the water. Our team is happy to discuss all of your available options to help you find the best insurance to meet your needs.

Contact Northstar Marine Insurance today to learn more about personal watercraft insurance in Ontario!