Northstar Marine Insurance is proud to offer a product that is designed for Ontario boaters. We provide our clients with an unmatched, comprehensive Ontario pontoon insurance policy that will protect your boat of any size or value.
Our all-risk comprehensive marine insurance policy covers the watercraft in the water, on a trailer, or in storage. The protection provides coverage for accidents, including: fire, theft, vandalism, collision, lightning, storm damage, and vermin damage. As an added bonus, you receive emergency towing, loss of use coverage, voluntary medical payments and accidental death coverage; with a liability limit up to $2,000,000, which includes accidental pollution liability and watersport liability.
Our pontoon boat insurance Ontario coverage is offered on agreed value, or actual cash value form. We will go through the options that are available to make sure you understand what you are purchasing. Not all Pontoon insurance policies are the same; the more you understand about the differences in coverage options, the better you will be protected.
Whether for cruising, entertaining or fishing, your pontoon boat is definitely a lifestyle choice. There are certain types of coverage that are particularly important to consider when you’re shopping for Ontario pontoon boat insurance.
- Storm damage
Pontoons ride higher in the water; they’re lighter and have large tops. This makes them vulnerable to high winds and waves. A Northstar Marine Insurance policy automatically includes storm damage, so you can rest easy when the clouds roll in.
There is nothing raccoons love more than cozy upholstery, and your pontoon boat is full of it. Pontoon boats are often used for entertaining, and any leftover crumb can attract mice and other unwanted visitors. There are marine policies out there that exclude vermin damage. At Northstar, we know that your average critter can cause a lot of damage, and we have you covered by automatically including vermin coverage.
- Agreed Value Coverage
You’ve made a significant investment and need to be properly protected. An Agreed Value Policy ensures that should something happen to the boat, the insurance company will give you the insured value without depreciation.
- Loss of Use
There is nothing worse than having friends up to the cottage for the weekend, only to find out your boat is laid up because you’ve had a claim. A Northstar policy includes loss of use coverage for cases like these! While your boat is being repaired as a result of a claim, we will cover the cost of a rental boat.*
- Emergency Towing
Should you have a mechanical breakdown on the water and call in for a tow, the cost can catch you off-guard. A marine policy that includes emergency towing at no additional cost does two things: first, it saves you purchasing on-water assistance separately, and secondly, it ensures you’re not left footing the bill for a costly tow. Send us your tow receipt and we’ll pay it with no claim on your record, and no deductible. We just want you safely off the water. *
Northstar’s Ontario Pontoon Boat Insurance is the Best way to Protect Your Investment
Your pontoon boat is much too expensive of an item to remain uncovered. Your marine insurance premium through Northstar Marine Insurance will pale in comparison to the potential costs of an accident, theft, vandalism or other unfortunate event. Do not let one more day go by without extensive marine insurance protection firmly in place for your prized possession.
Northstar Marine Insurance specialists are waiting for your call. Dial 1 (866) 717-9295 to speak to a representative, or visit our online quote form for a free quote today.