Northstar Marine Insurance is proud to offer a product that is designed for Ontario boaters. We provide our clients with an unmatched, comprehensive Ontario fishing boat insurance policy that will protect your fishing boat of any size or value.
Our all-risk comprehensive marine insurance policy covers the watercraft in the water, on a trailer, or in storage. The protection provides coverage for accidents, including: fire, theft, vandalism, collision, lightning, storm damage, and vermin damage. As an added bonus, you receive emergency towing, loss of use coverage, voluntary medical payments and accidental death coverage; with a liability limit up to $2,000,000, which includes accidental pollution liability and watersports liability.
Our fishing boat insurance Ontario coverage is offered on an agreed value, or actual cash value form. We will go through the options that are available to make sure you understand what you are purchasing. Not all fishing boat insurance policies are the same; the more you understand about the differences in coverage options, the better you will be protected
The aluminum fishing boat has come a long way! These are no longer small boats with small engines; these are a significant investment between equipment, higher horsepower engines, trolling engines and rods and tackle. When you are the owner of an aluminum fishing boat there are certain types of coverages that are extremely important.
Here are a few things to think about as you consider a marine insurance policy for your fishing boat.
Anglers tend to be mobile, seeking out that perfect spot. The ability to trailer your boat worry-free is extremely important. Before settling on a marine policy, be sure to ask if trailering is included, and what restrictions apply. At Northstar you are free to trailer your boat and do not need to worry about locking the trailer.
The average angler carries a lot of equipment, from rods and tackle, to fish finders and downriggers. Make sure you have the right coverage and aren’t left short if there’s a loss. A Northstar policy has coverage automatically included for personal effects like rods and tackle, plus coverage for equipment secured to the hull (downriggers, fish finders). As your equipment inventory grows, so can your personal effects limit, giving you the protection you need for all the equipment you have.
- Agreed Value Coverage
You’ve made a significant investment and need to be properly protected. An Agreed Value Policy ensures that should something happen to the boat, the insurance company will give you the insured value without depreciation.
- Emergency Towing
Should you have a mechanical breakdown on the water and call in for a tow, the cost can catch you off-guard. A marine policy that includes emergency towing at no additional cost does two things: first, it saves you purchasing on-water assistance, and secondly, it ensures you’re not left footing the bill for a costly tow. Send us your tow receipt and we’ll pay it with no claim on your record and no deductible. We just want you safely off the water.*
Northstar’s Ontario Fishing Boat Insurance is the Best way to Protect Your Investment
Your fishing boat is much too expensive of an item to remain uncovered. Your marine insurance premium through Northstar Marine Insurance will pale in comparison to the potential costs of an accident, theft, vandalism or other unfortunate event. Do not let one more day go by without extensive marine insurance protection firmly in place for your prized possession.
Northstar Marine Insurance specialists are waiting for your call. Dial 1 (866) 717-9295 to speak to a representative, or visit our online quote form for a free quote.