Actual Cash Value and Agreed Value are terms that refer to how the insurance company calculates what they will give you at the time of a loss. If your policy is an Actual Cash Value policy and you were to have a loss, for example the boat is stolen., the adjuster looks at the value of Read More
Our boating memories started on a whim and we’ve never looked back! My husband has always wanted a boat, one of the many ‘man’ toys I had put off purchasing while we started out with our young family. One summer a few years back my brother purchased a lake-access-only cottage and, after falling in love with the Read More
When chooisng a deductible you have to look at your financial situation. Ask yourself…’If something happened to my boat tomorrow, what cost would I be comfortable absorbing’? If you answer $500, then maybe the lowest available deductible is good for you. If you are comfortable managing a larger amount, say $3000 then maybe the highest Read More
The next generation of boaters!
It’s funny how having kids brings you back to your own childhood. When I look at my son I want him to experience the same wonderul moments I did growing up, when everything was new and exciting. I was lucky enough to have a family cottage. Our cottage was on an island near Fenlan Falls, Read More
A big ‘thank you’ to the Crawford Family for sending us their story! It’s great to hear back from our clients.
She is Delicious – merlot wine and butter cream- an indulgence to be savoured throughout the years. And yes, Delicious is our boat and she arrived in 2009 to change the landscape of our days. Delicious was not only named because of her colours (merlot and butter cream) but as a reference to an internet Read More
The ice is melting in the Muskoka River – it’s almost boating time! It may still look wintery but at least there’s water!
Pirate Cove Marina Service Manager Wendy Ramsey sent us this picture of her playful pup ‘Marina’ enjoying a romp with her favourite Northstar frizbee! Thanks to our good friends at Pirate Cove. http://www.piratecovemarina.com/
A good marine policy is a package designed to provide different coverages for different times of the year. For example, during the months you are enjoying your boat, you want to make sure you have physical damage coverage, watersports coverage and third party liability. Winter storage is a prime time for theft. A good marine Read More